Independent Insurance Agency Serving Riverside, CA
Insurance Products Available to Riverside Residents and Businesses
Whether you're a homeowner in a wildfire-adjacent neighborhood, a contractor working job sites across the Inland Empire, or a small business owner in need of general liability coverage, we have options worth looking at. Here's a snapshot of what we offer:
- Home insurance — including options for properties that have been non-renewed or are in higher-risk areas
- Auto and motorcycle insurance — personal vehicles of all kinds
- Boat, RV, and recreational vehicle insurance — including golf carts
- Personal umbrella and standalone personal liability — extra protection beyond your standard policies
- Commercial insurance — general liability, commercial auto, commercial property, workers' compensation, and business owners policies (BOPs)
- Contractor insurance — built for the trades, with carriers that understand the work
- Farm insurance — farm liability and farm property and equipment coverage
If you're not sure which type of coverage applies to your situation, that's exactly the kind of question we're happy to talk through.
We've been helping Southern California residents and business owners find the right insurance since 1998, and Riverside is part of the territory we know well. As an independent agency based in Fallbrook, we work with clients across Riverside County — from families looking for straightforward home and auto coverage to contractors and small business owners who need something more specific. We're not a call center or a one-carrier shop. We're a small team that takes time to understand what you actually need before recommending anything.
Because we work with multiple carriers, we can compare options and find coverage that fits your situation — not just whatever a single company happens to offer. That matters whether you're insuring a home, a vehicle, a business, or a farm operation.
Southern California Coverage from a Team That Knows the Region
Why Riverside Clients Work with an Independent Agency
An independent agency works for you, not for a single insurance company. That distinction matters more than it might sound. When you call us, we're looking across our panel of carriers to find a policy that fits — not steering you toward whatever one company has available.
For Riverside homeowners, that flexibility is especially useful. Properties near open land or in areas with wildfire exposure can be harder to place with standard carriers. We've helped clients in similar situations find coverage by working with carriers that are willing to take a closer look. For business owners, it means we can match coverage to your actual industry and risk profile rather than offering a generic commercial policy and calling it done.
We represent 13 carriers, including Nationwide, Travelers, Chubb, Progressive, USLI, and others — which gives us real options when one carrier isn't the right fit.
A Fallbrook Agency with Deep Roots in Southern California
Our office is in Fallbrook, and that's where our team works every day. We serve clients throughout Southern California, including Riverside and the surrounding Inland Empire communities. When you call us, a real team member picks up — not a phone tree or an offshore service center. That's been true since Debb's father founded the agency in 1998, and it's still true today.
Debb Bottomley owns the agency now, and the team — Jennifer, Alyssa, Jenna, Jessica, and Katie — handles everything from new quotes to policy questions to renewals. We're a small operation, which means clients don't get shuffled around. The person you talk to today will likely be the same person you talk to next year.
You can reach us by phone at 760-451-9835, by email at csr@arlanknutsoninsurance.com, or in person at our Fallbrook office at 425 East Alvarado Street, Suite H. Office hours are Monday through Thursday, 9:00 am to 5:00 pm, and Friday, 9:00 am to 4:00 pm.
Customer testimonials on Google
Frequently Asked Questions from Riverside Clients
Do you have an office in Riverside?
We don't have a Riverside office — our only physical location is in Fallbrook at 425 East Alvarado Street, Suite H. That said, we serve clients throughout Riverside County and can handle most things by phone or email. If you'd like to meet in person, you're always welcome to visit us in Fallbrook during business hours.We don't have a Riverside office — our only physical location is in Fallbrook at 425 East Alvarado Street, Suite H. That said, we serve clients throughout Riverside County and can handle most things by phone or email. If you'd like to meet in person, you're always welcome to visit us in Fallbrook during business hours.Can you help me find home insurance if my policy was non-renewed?
Yes, and this is something we help clients with regularly. Non-renewals have become more common in Southern California, particularly for homes in wildfire-prone areas. Because we work with multiple carriers, we can look across several options to find coverage that fits your property — including carriers that specialize in higher-risk placements.Yes, and this is something we help clients with regularly. Non-renewals have become more common in Southern California, particularly for homes in wildfire-prone areas. Because we work with multiple carriers, we can look across several options to find coverage that fits your property — including carriers that specialize in higher-risk placements.What kinds of businesses do you insure in the Riverside area?
We work with a range of industries, including contractors, retail stores, restaurants, convenience stores, real estate businesses, accounting firms, manufacturers, and commercial property owners. If your business doesn't fit neatly into a standard category, we can usually find a carrier willing to take a closer look.We work with a range of industries, including contractors, retail stores, restaurants, convenience stores, real estate businesses, accounting firms, manufacturers, and commercial property owners. If your business doesn't fit neatly into a standard category, we can usually find a carrier willing to take a closer look.How do I get a quote for coverage in Riverside?
The easiest way is to call us at 760-451-9835 or email csr@arlanknutsoninsurance.com. You can also use the quote request form on our website. We'll ask a few questions about what you need and get back to you with options.The easiest way is to call us at 760-451-9835 or email csr@arlanknutsoninsurance.com. You can also use the quote request form on our website. We'll ask a few questions about what you need and get back to you with options.Is Arlan Knutson Insurance an independent agency?
Yes. We're an independent, family-owned agency, which means we're not tied to a single insurance company. We work with 13 carriers and can compare options to find coverage that fits your situation — rather than being limited to whatever one company offers.Yes. We're an independent, family-owned agency, which means we're not tied to a single insurance company. We work with 13 carriers and can compare options to find coverage that fits your situation — rather than being limited to whatever one company offers.
Ready to Talk About Coverage in Riverside?
Getting started is straightforward. Give us a call, send an email, or submit a quote request online. We'll take a few minutes to understand what you're looking for and let you know what options are available through our carrier network. There's no pressure and no obligation — just a real conversation with a team that's been doing this for a long time.
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We’re Here When You Need Us
Whether you have a question, need help choosing the right coverage, or want to speak with someone who truly cares—BEW Financial Solutions is here to help.
Phone:
760-451-9835
Email:
csr@arlanknutsoninsurance.com
Address:
425 East Alvarado Street, STE H, Fallbrook, California 92028, United States
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